TERMS AND CONDITIONS

Last Updated: October 25, 2026

PLEASE READ THESE TERMS CAREFULLY BEFORE USING OUR SERVICES

1. ACCEPTANCE OF TERMS

Welcome to I.A. Solutions, LLC d/b/a Crypto Confidence™ ("Company," "we," "our," or "us").

These Terms and Conditions ("Terms") govern your access to and use of our website (https://beckygranden.com), products, services, and content (collectively, the "Services").

BY ACCESSING OR USING OUR SERVICES, OR BY CHECKING THE BOX AT CHECKOUT, YOU AGREE TO BE BOUND BY THESE TERMS, OUR PRIVACY POLICY AND OUR DISCLAIMER.

If you do not agree with these Terms, do not use our Services.

We may update these Terms from time to time. We'll post the new version on this page with a new "Last Updated" date, and we'll email active customers about material changes. Continued use of the Services after an update means you accept it. The version in effect when you made a purchase governs that purchase.

2. DESCRIPTION OF SERVICES

I.A. Solutions, LLC d/b/a Crypto Confidence™ provides:

Educational content about cryptocurrency and financial sovereignty

Digital courses and training programs (including Crypto Confidence™ and The Busy Woman's Crypto Fast Track™)

Live calls, memberships and coaching

Email newsletters and educational content

Community support and resources

Related digital products and services

Our Services are for EDUCATIONAL PURPOSES ONLY and do not constitute financial advice, investment advice, trading advice, or any other type of professional advice. See our Disclaimer at https://beckygranden.com/disclaimer.

3. ELIGIBILITY

To use our Services, you must:

Be at least 18 years of age

Have the legal capacity to enter into binding contracts

Not be prohibited from receiving our Services under applicable laws

Provide accurate and complete registration information

Comply with all applicable laws in your jurisdiction

By using our Services, you represent and warrant that you meet these requirements.

4. USER ACCOUNTS

A. ACCOUNT CREATION:

You may need to create an account to access certain Services

You are responsible for keeping your login confidential

You are responsible for all activity under your account

Notify us immediately of any unauthorized access

B. ACCOUNT TERMINATION:

We may suspend or terminate accounts that violate these Terms

You may cancel your account at any time

Upon termination, your right to use the Services ends

5. PURCHASES AND PAYMENT TERMS

A. PRODUCT PURCHASES:

All purchases are subject to acceptance by us

Prices are in USD unless otherwise stated

We may change prices at any time; price changes don't affect purchases already made

Payment must be received before access is granted

B. PAYMENT PROCESSING:

We use third-party payment processors (such as Stripe and PayPal)

You agree to provide current, complete and accurate payment information

You authorize us to charge your payment method for all fees you agree to at checkout

Payment processors have their own terms and privacy policies

C. PAYMENT PLANS:

If you choose a payment plan, you're purchasing the full program and agree to pay every scheduled installment, whether or not you use the program. Installments are charged automatically to your payment method on the schedule shown at checkout. If a payment fails, we'll try again and email you. Access may be paused until your account is current. Stopping payments doesn't cancel the balance owed.

D. MEMBERSHIPS AND SUBSCRIPTIONS:

Memberships such as the Crypto Confidence™ Inner Circle renew automatically each month at the price shown at checkout until you cancel. You can cancel anytime by emailing [email protected]. Cancellation takes effect at the end of your current billing period, and you keep access until then. We'll email you at least 30 days before any price change.

6. REFUND POLICY

A. ALL SALES FINAL:

ALL PURCHASES OF DIGITAL PRODUCTS AND SERVICES ARE FINAL.

Because our products are digital and you receive immediate access to educational content, we do NOT offer refunds, returns or exchanges, except as described in section 6D. This includes, but isn't limited to:

✗ Change of mind or buyer's remorse

✗ Dissatisfaction with content or results

✗ Failure to use or access the product

✗ Technical difficulties on your end

✗ Claims that material was "not what you expected"

✗ Financial hardship or inability to pay

✗ Duplicate purchases you made yourself (check before buying)

BY COMPLETING YOUR PURCHASE, YOU ACKNOWLEDGE AND AGREE THAT:

✓ All sales are final and non-refundable, except as described in section 6D

✓ You have read the product description carefully

✓ You understand what you are purchasing

✓ You accept full responsibility for your purchase decision

B. PREVIEW BEFORE PURCHASE:

We provide detailed information about our products, including course descriptions and curriculum outlines, learning objectives, free content and samples where available, and testimonials.

It is YOUR RESPONSIBILITY to:

✓ Review all available information before purchasing

✓ Ask questions before purchase (email [email protected])

✓ Make sure the product meets your needs and expectations

✓ Check technical requirements for access

✓ Understand that results are not guaranteed

C. PAYMENT DISPUTES:

If you have a problem with a purchase, please contact us at [email protected] before contacting your bank. Most issues can be solved quickly. If you file a payment dispute after receiving access to a digital product, we'll respond to your bank with records of your purchase, your acceptance of these Terms, and your access to the product. While a dispute is open, we may pause your access, and if a dispute is decided in your favor, your access to that product ends.

D. EXCEPTIONS (DISCRETIONARY REFUNDS ONLY):

We may, at our sole discretion, issue a refund in these circumstances:

A duplicate charge caused by a technical error (refund of the duplicate only)

A product that was completely inaccessible because of our technical failure

A purchase made fraudulently without your authorization

These exceptions are evaluated case by case, aren't guaranteed or automatic, and don't set a precedent for other customers.

To request one:

Email [email protected] within 7 days of purchase

Include your order number and a detailed explanation

Include documentation of the issue

Allow 5 to 10 business days for a response

E. MEMBERSHIPS:

You can cancel at any time

No refunds for partial months or unused time

Access continues until the end of the current billing period

Cancel before your next billing date to avoid the next charge

F. TECHNICAL SUPPORT:

Before claiming a product is defective or inaccessible, contact us at [email protected]. We'll work to resolve access issues and provide reasonable troubleshooting help.

Refunds will NOT be issued for:

✗ User error or failure to follow instructions

✗ Incompatibility with your devices (check requirements first)

✗ Internet connectivity issues on your end

✗ Choosing not to access content you purchased

G. EDUCATIONAL PRODUCTS:

Our products are EDUCATIONAL. No refunds will be issued based on:

✗ Investment or trading losses

✗ Failure to achieve desired results

✗ Claims that strategies "didn't work"

✗ Market conditions or cryptocurrency prices

✗ How you implemented what you learned

Your results depend entirely on your own decisions and actions.

H. ACKNOWLEDGMENT AT PURCHASE:

By checking the box at checkout and completing a purchase, you confirm that:

✓ You have read and understand this Refund Policy and the Payment Plans section

✓ You agree all sales are final, except as described in section 6D

✓ You accept full responsibility for your purchase

7. ACCESS, BONUSES AND THIRD-PARTY TOOLS

A. LIFETIME ACCESS:

"Lifetime access" means access to the course materials for as long as the Company offers Crypto Confidence™. It doesn't refer to the purchaser's lifetime. If we retire a program, we'll give you at least 60 days' notice by email and a way to download the written materials you purchased (workbooks, checklists and templates). Live calls, community access, coaching and support are available only for the period stated in the offer you purchased.

B. BONUSES AND SUBSTITUTIONS:

Bonuses are included with your purchase and aren't sold separately. Stated bonus values are our estimate of comparable products, not a guarantee of value. We may update or replace any bonus or included resource with one of similar or greater educational value, and we'll tell active students by email when we do.

C. THIRD-PARTY TOOLS AND AI PLATFORMS:

Some resources, including AI research prompts, are designed for use with third-party tools such as ChatGPT, Claude, Perplexity or Gemini, and with exchanges, wallets and community platforms such as Telegram. These are owned and operated by other companies. We don't control them and can't guarantee their availability, pricing, features or performance. A change to, or suspension or discontinuation of, a third-party tool isn't a failure of our Services. You're responsible for your own accounts with these providers and for following their terms.

8. LIVE CALLS, RECORDINGS AND COMMUNITY

A. LIVE CALLS AND RECORDINGS:

Live calls may be recorded, and recordings may be shared with other students in the program. If you join a call, your name, voice, image and questions may appear in the recording. You can turn your camera off, use a first name only, or send questions in writing.

B. COMMUNITY:

Our private community is a place for education and support. What members share there stays there: don't copy, screenshot or share other members' posts or personal information outside the community. Don't solicit members, promote your own products or services, recommend specific investments, or ask members for money, passwords, seed phrases or private keys. We may remove posts or members who don't follow these rules. Community access lasts for the period stated in the offer you purchased.

9. INTELLECTUAL PROPERTY RIGHTS

A. OWNERSHIP: All content on our Services is owned by I.A. Solutions, LLC d/b/a Crypto Confidence™ or licensed to us, including courses, videos and educational materials; written content, graphics and images; software, code and functionality; trademarks, logos and branding; and all other proprietary information.

B. LIMITED LICENSE: We grant you a limited, non-exclusive, non-transferable license to:

Access and use materials for personal, non-commercial use

Download materials specifically designated as downloadable

Use materials in accordance with these Terms

C. RESTRICTIONS: YOU MAY NOT:

Copy, reproduce or distribute our content

Modify, reverse engineer or create derivative works

Share your account access with others

Record, screenshot or republish course content

Use content for commercial purposes

Remove copyright or proprietary notices

D. COPYRIGHT VIOLATIONS: Report infringement to [email protected]. Repeat infringers will be terminated.

10. TRADEMARK AND BRAND PROTECTION

A. PROTECTED MARKS:

The following are trademarks and service marks of I.A. Solutions, LLC d/b/a Crypto Confidence™:

Crypto Confidence™

The Busy Woman's Crypto Fast Track™

Our logos, designs and trade dress

All other branded phrases and slogans used in our Services

The ™ symbol indicates a trademark we claim. We claim common law trademark rights in these marks and will protect them against unauthorized use.

B. TRADEMARK RESTRICTIONS:

You agree NOT to, without our prior written permission:

Use our trademarks in any business name, product name or service name

Use our brand names or marks in your own products, services or offerings

Create social media accounts, pages or handles using our trademarks

Use variations or misspellings of our marks that could cause confusion

Bid on our trademarks in pay-per-click advertising campaigns

Use our marks as keywords, meta tags or hidden text

Use our marks in a way that suggests affiliation, sponsorship or endorsement by us

Create derivative works based on our trademarks

C. PROHIBITED USES (EXAMPLES, NOT A COMPLETE LIST):

✗ "Crypto Confidence Academy"

✗ "The Crypto Confidence Course"

✗ "Crypto Confident Training"

✗ "CryptoConfidence.net" or similar domains

✗ Social media handles like @CryptoConfidenceCourse

✗ Any variation intended to capitalize on our brand recognition

D. BRAND CONFUSION:

You may not engage in any activity that:

Creates confusion about your affiliation, association or relationship with us

Implies endorsement, sponsorship or approval by us

Dilutes, tarnishes or damages our brand reputation

Competes with us using confusingly similar branding

Misrepresents your connection to our business

E. ENFORCEMENT:

Violating these trademark restrictions may result in termination of your account and access, cease and desist notices, takedown requests, domain dispute proceedings, and legal action, including claims for injunctive relief, damages and attorney fees.

F. AUTHORIZED USE:

To use our trademarks for any purpose, submit a written request to [email protected] explaining the intended use, and wait for written approval. Authorization may be granted for press or media coverage, reviews or commentary, academic or research purposes, and authorized affiliate marketing (under our Affiliate Agreement). Authorization can be revoked at any time.

G. FAIR USE:

Nominative fair use for commentary, criticism, news reporting or comparative advertising may be permitted when the use is purely descriptive, uses only as much of the mark as necessary, makes clear you aren't affiliated with us, and doesn't suggest any relationship with or endorsement by us.

H. AFFILIATES AND PARTNERS:

If you are an authorized affiliate or partner, you must follow our Affiliate Agreement at https://beckygranden.com/affiliate-agreement. Authorization can be revoked immediately, and all use must stop on termination.

I. REPORTING INFRINGEMENT:

Report unauthorized use of our trademarks to [email protected] with the subject "Trademark Infringement Report." Include where the use appears, how the marks are being used, and screenshots or other evidence.

J. NO IMPLIED RIGHTS:

Nothing in these Terms grants you any right, title or interest in our trademarks. All rights not expressly granted are reserved by I.A. Solutions, LLC.

11. USER CONDUCT

You agree NOT to:

Violate any applicable laws or regulations

Infringe on intellectual property rights (including our trademarks)

Transmit harmful code (viruses, malware, etc.)

Harass, abuse or harm others

Impersonate another person or entity

Spam or send unsolicited communications

Scrape or harvest data from our Services

Interfere with or disrupt our Services

Use the Services for illegal or unauthorized purposes

Share false, misleading or fraudulent information

Attempt to gain unauthorized access to our systems

Use our brand name or trademarks without permission

Create confusion about affiliation or endorsement

Violation may result in immediate termination of your account and legal action.

12. DISCLAIMERS

⚠️ PLEASE READ CAREFULLY ⚠️

Our full Disclaimer is at https://beckygranden.com/disclaimer and is part of these Terms.

A. EDUCATIONAL PURPOSES ONLY: Our Services provide education and information only. They are NOT financial advice, investment advice, trading recommendations, legal, tax or accounting advice, or personalized recommendations for your situation.

B. NOT FINANCIAL ADVISORS: We are NOT licensed financial advisors or registered investment advisors (RIA). We do NOT provide personalized financial advice or manage investments on your behalf.

C. CRYPTOCURRENCY RISKS: Cryptocurrency investing involves SUBSTANTIAL RISK, including complete loss of principal, extreme price volatility, regulatory uncertainty, security risks (hacking, loss of access), lack of consumer protections, market manipulation and technology risks.

D. NO GUARANTEES: We make NO GUARANTEES regarding investment returns or profits, the success of any strategy or method, future cryptocurrency prices, your ability to profit from education, or the accuracy or completeness of information.

E. SCENARIOS, ILLUSTRATIONS AND OPINIONS: Statements about future prices, market cycles, timing or outcomes, including scenarios and example figures on our sales pages, emails, webinars and social media, are illustrations and opinions. They are not predictions you should rely on, and they are not promises of results.

F. ASTROLOGY: We use astrology as a timing and pattern-recognition lens. It's a perspective, not a scientific forecasting tool, and it's never a reason on its own to make a financial decision.

G. PAST PERFORMANCE AND TESTIMONIALS: Past performance does NOT guarantee future results. Becky's own results and the results shared by students are NOT typical. Individual results vary, and yours may be better or worse than any example shown.

H. YOUR RESPONSIBILITY: YOU ARE SOLELY RESPONSIBLE FOR your investment decisions, researching before investing, understanding the risks involved, consulting licensed professionals, complying with applicable laws, and any gains or losses from your investments.

I. "AS IS": Services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, non-infringement, accuracy or reliability of content, and uninterrupted or error-free service.

13. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

A. NO LIABILITY FOR DAMAGES: I.A. Solutions, LLC d/b/a Crypto Confidence™, its owners, employees, contractors, affiliates and partners SHALL NOT BE LIABLE for any indirect, incidental, special or consequential damages; loss of profits, revenue or data; investment or trading losses; business interruption; loss of use or opportunity; damages from your use of or inability to use the Services; damages from unauthorized access to your data; or damages from trademark infringement by third parties, even if we were advised of their possibility.

B. MAXIMUM LIABILITY: In no event shall our total liability exceed the amount you paid us in the 12 months before the claim.

C. EXCEPTIONS: Some jurisdictions don't allow certain limitations of liability. In those jurisdictions, our liability is limited to the extent permitted by law.

14. INDEMNIFICATION

You agree to indemnify, defend and hold harmless I.A. Solutions, LLC d/b/a Crypto Confidence™ and its officers, employees, contractors, affiliates and agents from any claims, liabilities, damages, losses, costs or expenses (including reasonable attorneys' fees) arising from: your use of our Services; your violation of these Terms; your violation of any law or regulation; your violation of third-party rights; your investment decisions and trading activities; content you submit through our Services; your unauthorized use of our trademarks or intellectual property; or negligent or willful misconduct.

15. THIRD-PARTY SERVICES

Our Services may contain links to third-party websites, services or resources, including cryptocurrency exchanges, wallet providers, payment processors, AI tools, educational resources and affiliate links.

A. NO ENDORSEMENT: Links don't imply endorsement. We aren't responsible for third-party content or the accuracy of external information. Third-party trademarks belong to their owners.

B. YOUR RESPONSIBILITY: Review third-party terms and privacy policies and understand the risks before using external services. We aren't liable for any third-party services.

C. AFFILIATE DISCLOSURE: Some links are affiliate links. We may earn a commission if you buy through them, at no extra cost to you. We only recommend services we use or trust.

16. PRIVACY

Our collection and use of personal information is governed by our Privacy Policy at https://beckygranden.com/privacy-policy, which is part of these Terms.

17. DISPUTE RESOLUTION

A. GOVERNING LAW: These Terms are governed by the laws of the State of Idaho, USA, without regard to conflict of law principles.

B. INFORMAL RESOLUTION: Before filing any claim, you agree to email [email protected] and give us 30 days to try to resolve it. We'll work in good faith to resolve disputes.

C. ARBITRATION AGREEMENT: Any dispute arising from these Terms or the Services that isn't resolved informally will be settled by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. Arbitration may be held by video or phone. Either party may instead bring an individual claim in small claims court, and either party may seek injunctive relief for intellectual property claims (including trademark infringement) in court.

D. CLASS ACTION WAIVER: You agree to resolve disputes on an individual basis only. You waive any right to participate in class actions, class arbitrations or representative actions.

E. VENUE: If arbitration doesn't apply, disputes will be brought exclusively in the state or federal courts located in Ada County, Idaho.

F. ONE-YEAR LIMIT: Claims must be brought within one year of the event giving rise to the claim, or they are barred, to the extent permitted by law.

18. MODIFICATIONS TO SERVICES

We may modify or discontinue Services, change content, features or functionality, update courses and materials, suspend Services for maintenance, and update branding, trademarks or product names. Where a change affects something you purchased, section 7 (Access, Bonuses and Third-Party Tools) applies.

19. TERMINATION

A. BY YOU: You may stop using the Services at any time. Contact us to delete your account. Stopping use doesn't cancel remaining payment-plan installments (see section 5C).

B. BY US: We may suspend or terminate your access for violation of these Terms (including trademark restrictions), fraudulent or illegal activity, abusive behavior toward staff or community members, non-payment, or unauthorized use of our trademarks or intellectual property.

C. EFFECT OF TERMINATION: Your right to use the Services ends, you must stop using our content and trademarks, and no refunds are owed for unused portions unless stated otherwise.

D. SURVIVAL: These sections survive termination: Payment Plans, Intellectual Property Rights, Trademark and Brand Protection, Disclaimers, Limitation of Liability, Indemnification and Dispute Resolution.

20. GENERAL PROVISIONS

A. ENTIRE AGREEMENT: These Terms, together with our Privacy Policy and Disclaimer, are the entire agreement between you and I.A. Solutions, LLC d/b/a Crypto Confidence™ about the Services.

B. SEVERABILITY: If any provision is found unenforceable, the rest remain in full effect.

C. WAIVER: Our failure to enforce any provision isn't a waiver of it.

D. ASSIGNMENT: You may not assign these Terms. We may assign our rights to an affiliate or successor.

E. NO THIRD-PARTY BENEFICIARIES: These Terms don't create rights for third parties.

F. FORCE MAJEURE: We aren't liable for delays or failures caused by circumstances beyond our reasonable control.

G. ELECTRONIC COMMUNICATIONS: You consent to receive communications electronically, and they satisfy any legal requirement for written communications.

H. HEADINGS: Headings are for convenience only.

I. LANGUAGE: If a translated version conflicts with the English version, the English version controls.

J. CONTACT: [email protected]

TRADEMARK NOTICE

Crypto Confidence™, The Busy Woman's Crypto Fast Track™, and all related product and service names, logos and slogans are trademarks or service marks of I.A. Solutions, LLC d/b/a Crypto Confidence™. All other trademarks, service marks and logos used on our Services belong to their respective owners.

For trademark usage inquiries, contact [email protected].

ACKNOWLEDGMENT

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT:

✓ You have read and understood these Terms

✓ You agree to be bound by these Terms

✓ You understand cryptocurrency investing involves substantial risk

✓ You will not hold us liable for your investment decisions

✓ You are using our Services for educational purposes only

✓ You will not use our trademarks without written permission

IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE OUR SERVICES.